Case Study

Flexible Financing for a Bespoke Family Build

October 9, 2025

Client
Background

Antony approached Thickbroom Mortgages with a clear vision: to build his dream home, which would become the family residence for the next 30 years. He wanted our expert guidance on the most financially astute and tax-efficient way to fund the build, without disrupting his household’s cash flow.

Our Task

Our job was to present a comprehensive financial solution that allowed Antony to finance his dream build. As the total cost would not be known until the build was complete, Antony needed a flexible proposition.

Our Impact

Thanks to our dedicated advisers, Antony was able to move from a two-bed flat with his two young children into the custom-built home of their dreams; our flexible solution meant he wasn’t forced to compromise.

"

Thickbroom Mortgages gave me a wide range of options and suggestions for my mortgage. They were the perfect partners and held my hand through the whole process. I can’t thank them enough for all their support.

"
Antony's testimonial

Antony

Why Choose Us?

We work seamlessly with your accountant and other professional advisers to deliver a fully managed, stress-free experience, empowering you to focus on your future while we handle the details.

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Frequently Asked Questions

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Mortgage FAQs

Protection FAQs

A mortgage adviser or broker finds and arranges the most suitable mortgage for your needs, comparing deals across lenders and managing the application process for you. They communicate with lenders, solicitors and accountants, providing advice on your options, putting time and control back in your hands.

If you’re short on time, have a complex income or want access to a wider range of deals, an adviser can save you time and stress.

Yes! We specialise in helping self-employed clients and those with non-standard income. We know how to present your case clearly to lenders for the highest chance of approval. Take a look at Antony and Nadine’s stories to learn more about how we support self-employed applicants.

We work with lenders who consider applicants with poor credit histories. We’ll assess your situation and guide you through your options.

We offer an initial free consultation to determine if we can assist you. Upon instruction, our standard fee payable is £250 followed by a further £245 once the mortgage offer has been issued. However, depending on your circumstances and the work required, this may change – we will clearly state the fee before commencing work.

It varies, but we aim to move quickly. Once we understand your needs, we handle the paperwork and keep things moving to help you achieve your goals.

Absolutely! Whether you’re a first-time landlord or expanding your portfolio, we can help you find the right deal and give you tailored advice. Take a look at Nadine’s story to learn more.

Yes! We can help you finance second homes, UK holiday lets or properties abroad, depending on your goals. Click here to read about Nadine’s experience with us.

Typically, ID, proof of income, a credit report, bank statements and details of any debts or financial commitments. We’ll give you a full checklist.

Yes! Whether your current deal is ending or you want to release equity, we’ll help you find a better fit. We helped Antony refinance his home – click here to read his story.

Protection FAQs

It includes life insurance, family income benefits, critical illness cover and income protection, all designed to support you and your family if something unexpected happens.

Business protection covers key people, shareholders and loan repayments. It helps keep your business running if someone vital becomes seriously ill or passes away.

If you have a mortgage, dependents or a business, protection gives you financial security and peace of mind if life doesn’t go to plan.

Yes! We work with insurers who consider a wide range of health backgrounds. We’ll help you find the most suitable option.

That depends on your income, debts and family or business responsibilities. We’ll help you calculate the right level of protection.

It can be more affordable than you think! We’ll tailor the cover to your budget and priorities.

Life insurance pays out if you pass away; income protection pays a monthly benefit if you can’t work due to illness or injury.

Yes! We often arrange both together to make sure your home and income are fully protected.

Some policies can be arranged in a day. Others may take longer if medical checks are needed. We’ll keep on top of the admin and communications for you.

We offer ongoing support to make sure your protection still fits your needs as life changes.