What about my Credit Score?

Your credit score plays a key role in determining what mortgage deals you’re eligible for. It’s one of the first things lenders look at when assessing your application and it can influence:

• The interest rate you’re offered
• The size of your deposit
• The range of lenders willing to work with you
• Whether you’re approved at all

A higher score usually means access to better rates and more flexible terms. But if your score is lower, don’t panic! It doesn’t mean your homeownership goals are out of reach.

At Thickbroom Mortgages, we work with lenders who consider applicants with poor or limited credit histories. We’ll take the time to understand your financial circumstances and guide you through the options available.

Get in touch today for a free, no-obligation, no-judgement chat about your circumstances.