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Know your Policy Terms
< 1 min read
November 21, 2025
There were 78 home insurance policies analysed from 35 providers; cover for accidental damage was only included in 28% of buildings insurance policies and 27% of content policies.
However, according to research, 31% of people with insurance thought they would be covered for anything that was not their fault.
But in most cases, they would need to purchase accidental damage as an add-on. This could be a beneficial decision, as accidental damage accounted for 19% of claims made in the last two years.
This data highlights the importance of checking the terms of your policy, so you don’t get caught out.
Source:
As with all insurance policies, conditions and exclusions will apply.
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