Our Blog

Fixed or Variable Mortgage Rates?

< 1 min read
November 21, 2025

What’s the difference between a fixed and variable mortgage rate?

Fixed rates offer stability: your payments stay the same every month, which helps you to manage your budgets.

Variable rates can rise or fall with market fluctuation. If you expect rates to fall or can handle some change in your payments, this may be more suitable for you.

Not sure which one is best for you? Our advisers can guide you through the pros and cons of both.

 

Your home may be repossessed if you do not keep up repayments on your mortgage.

Explore our Services

At Thickbroom Mortgages, you’ll be supported by a team with on-the-ground experience who value their clients’ time and priorities.